| Although the world has moved on since the days of | | | | Fortunately, there are now very many alternatives to |
| the old-fashioned piggy-bank, it seems that it is harder | | | | the simple piggy-bank, which teach young children not |
| than ever to encourage children to save on a regular | | | | only the discipline of saving, but the rewards that |
| basis or even to get across the message that saving | | | | careful management of their money can bring. There |
| is a sensible thing to do. As the child grows up, | | | | are savings accounts specifically designed with children |
| hands-on experience of running their own finances will | | | | in mind, yet which echo and reflect the principal kinds |
| have proved a very valuable lesson and taught them | | | | of account to be found in the adult world. In other |
| that one of the ways of keeping up with | | | | words, there are easy or instant access accounts, |
| ever-increasing costs is to maintain a healthy savings | | | | notice accounts, and fixed term accounts or bonds. |
| account. | | | | |